How I will help you buy an apartment
Buying an apartment is an important decision that requires a professional approach. I handle the entire process: from searching for the right apartment to signing at the notary. My task is to find your ideal apartment, check all legal aspects and ensure deal safety.
Consultation and defining needs
We discuss your requirements: budget, district, size, number of rooms, floor, balcony/loggia, parking, purchase timeline. I help define clear criteria and explain the apartment market in Poznan.
Signing the cooperation agreement
We sign an agreement that defines our terms and strategy. I work transparently and explain all details. The agreement includes my obligations, your rights and the fee.
Searching for suitable apartments
I search the MLS database, leading portals (Otodom, Gratka, Morizon), and exclusive developer offers. I shortlist only those that match your criteria and budget.
Organizing viewings
I coordinate with sellers and developers, plan routes for efficient viewing, and accompany you. I highlight key details and help assess condition, layout, light and noise insulation.
Market analysis and pricing
I analyze prices of similar apartments in the area, verify seller pricing and help define fair value. I compare with new build prices as well.
Legal due diligence
I verify documents: ownership, ksiega wieczysta, encumbrances, utility debts and compliance with actual condition. For new builds I check construction permits and developer guarantees.
Negotiations and terms
I negotiate with the seller/developer to secure the best terms: price, timeline, payment terms, furniture, appliances, parking space. You stay informed.
Reservation and preliminary agreement
Once you decide, I prepare a safe preliminary agreement (przedwstepna umowa) or for new builds - a reservation agreement (umowa rezerwacyjna). I explain every clause and protect your interests.
Preparing for the notary
I collect all required documents, coordinate the notary date with the seller and check readiness of all parties. If a mortgage is needed - I coordinate with the bank.
Notarial deed
We meet at the notary, sign the apartment purchase agreement and arrange payment transfer. I control the correctness of the process and help with translation if needed.
Apartment handover
After the deal I organize key handover, prepare the handover protocol (protokol zdawczo-odbiorczy), record meter readings and verify the apartment condition.
Post-purchase support
I help with formalities after purchase: utilities registration, tax questions, help with meldunek if needed. Any issues that may arise - you are not alone.
Why is it beneficial to work with me?
Apartment types
Choosing an apartment type depends on your needs, budget and future plans. Here are the main options we offer:
Get answers from a real estate expert in Poznan
How to verify a real estate agent in Poland
Before entrusting an agent with your documents and personal data, make sure they operate legally and professionally. Here is what you can check:
- NIP,
- REGON,
- registered business name.
- for rental/sale services,
- with rights and obligations defined,
- with data protection (RODO).
- agent website,
- social media,
- Google business listing,
- client reviews.
- examples of sold/rented properties,
- client reviews,
- proof of cooperation with other agencies.
- explains each step,
- shows their documents,
- works by procedures,
- does not rush or pressure you.
Trust and guarantees
Realtor activity is insured
Languages spoken: - English
- Italian
- Polish
- Belarusian
- Ukrainian
- Russian
Licensed realtor (No. 31933)
00+
5+ years of experienceAbout Marina Buguk
Legal safety
I work with a team of real estate lawyers and a notary. We guarantee legal safety.
Efficiency and speed
I work proactively and stay fully focused - this saves you time and delivers results without delays.
Professional support
I easily build rapport with both sellers and buyers. Negotiations are calm and effective.
Responsibility for results
I handle the entire process: from preparation to key handover. I lead the transaction to a safe and beneficial result.
Mobility and convenience
I organize viewings quickly at a time convenient for you. I can pick you up - no need to worry about routes or logistics.
Client reviews
Questions about buying property
- 1. Passport or other identity document.
- 2. PESEL number (if you have one).
- 3. Residential address (for the contract).
- 4. Spouse consent if the property is bought in marriage (wspolnota majatkowa).
- 5. Mortgage documents (if buying with a loan):
- income statements,
- employment contract/umowa o prace or B2B,
- bank statements,
- credit history.
- 6. Bank account number from which payment will be made.
Short and clear:
- 1. EU citizens
Can buy freely - apartments, houses, land, commercial. No permit required. - 2. Non-EU citizens (including Ukraine, Belarus, Russia, Asia, etc.)
- Can buy without a permit:
- apartment (lokal mieszkalny) - always;
- garage if purchased together with an apartment.
- A permit from the Ministry of Interior (zezwolenie MSWiA) is required if a foreigner wants to buy:
- a house (dom jednorodzinny),
- a land plot,
- agricultural land,
- commercial property.
- Can buy without a permit:
We recommend working with a mortgage specialist from our company who works with foreigners, knows all nuances, and is focused on helping our clients obtain a loan.