Process

How I will help you buy an apartment

Buying an apartment is an important decision that requires a professional approach. I handle the entire process: from searching for the right apartment to signing at the notary. My task is to find your ideal apartment, check all legal aspects and ensure deal safety.

Consultation and defining needs

We discuss your requirements: budget, district, size, number of rooms, floor, balcony/loggia, parking, purchase timeline. I help define clear criteria and explain the apartment market in Poznan.

01

Signing the cooperation agreement

We sign an agreement that defines our terms and strategy. I work transparently and explain all details. The agreement includes my obligations, your rights and the fee.

02

Searching for suitable apartments

I search the MLS database, leading portals (Otodom, Gratka, Morizon), and exclusive developer offers. I shortlist only those that match your criteria and budget.

03

Organizing viewings

I coordinate with sellers and developers, plan routes for efficient viewing, and accompany you. I highlight key details and help assess condition, layout, light and noise insulation.

04

Market analysis and pricing

I analyze prices of similar apartments in the area, verify seller pricing and help define fair value. I compare with new build prices as well.

05

Legal due diligence

I verify documents: ownership, ksiega wieczysta, encumbrances, utility debts and compliance with actual condition. For new builds I check construction permits and developer guarantees.

06

Negotiations and terms

I negotiate with the seller/developer to secure the best terms: price, timeline, payment terms, furniture, appliances, parking space. You stay informed.

07

Reservation and preliminary agreement

Once you decide, I prepare a safe preliminary agreement (przedwstepna umowa) or for new builds - a reservation agreement (umowa rezerwacyjna). I explain every clause and protect your interests.

08

Preparing for the notary

I collect all required documents, coordinate the notary date with the seller and check readiness of all parties. If a mortgage is needed - I coordinate with the bank.

09

Notarial deed

We meet at the notary, sign the apartment purchase agreement and arrange payment transfer. I control the correctness of the process and help with translation if needed.

10

Apartment handover

After the deal I organize key handover, prepare the handover protocol (protokol zdawczo-odbiorczy), record meter readings and verify the apartment condition.

11

Post-purchase support

I help with formalities after purchase: utilities registration, tax questions, help with meldunek if needed. Any issues that may arise - you are not alone.

12

Why is it beneficial to work with me?

1
Your agent protects your interests
Your personal agent works exclusively in your interests, ensuring maximum protection at every stage of the deal.
2
Access to all market offers
You can consider apartments not only from owners but also from agencies (no need to pay the other agency).
3
Agency programs
Agency programs allow you to see the entire market (7 real estate portals, closed MLS database).
4
Pay on result
We work on a success basis - you pay at the end of the work after signing the agreement.
5
Fixed percentage
We work with a fixed percentage. Transparent terms with no hidden fees.
6
We negotiate for you
We negotiate and usually the discount covers your purchase costs, including notary and agency fees.
7
Transaction safety
You are safe with us. We work with real estate lawyers who check all documents and ensure the legal cleanliness of the transaction.
About Marina Buguk
If you want to buy an apartment in Poznan safely, quickly and with maximum benefit, message me and I will help you find the perfect option.
What is important to know

Apartment types

Choosing an apartment type depends on your needs, budget and future plans. Here are the main options we offer:

Studio apartments (Kawalerka)
Ideal for students and young professionals. Compact housing 20-35 sqm with combined kitchen-living area. Lower price and minimal maintenance costs.
Price: 8 300 PLN/м² - 12 600 PLN/м²
1-room apartments
Separate bedroom and living-kitchen area. 35-50 sqm. Suitable for a single person or a couple. A good first purchase option.
Price: 8 900 PLN/м² - 13 650 PLN/м²
2-room apartments
Bedroom and living room separate, kitchen. 50-70 sqm. The most popular option for young families. Optimal price/quality.
Price: 9 400 PLN/м² - 14 700 PLN/м²
3-room apartments
Two bedrooms, living room, kitchen. 70-100 sqm. Ideal for families with children. Possibility for an office or children's room.
Price: 9 900 PLN/м² - 15 750 PLN/м²
4+ room apartments
Spacious housing from 100 sqm. Several bedrooms and a large living room. For large families or those who value comfort and space.
Price: 10 500 PLN/м² - 18 900 PLN/м²
New builds
Modern standards, energy efficiency, developer warranty. Option to choose the layout. Usually higher price but lower heating costs.
Price: 11 550 PLN/м² - 21 000 PLN/м²
Secondary market
Ready to move in. Often lower price but may require renovation. We check condition and documents before purchase.
Price: 7 300 PLN/м² - 12 600 PLN/м²
Have questions?

Get answers from a real estate expert in Poznan

Useful information

How to verify a real estate agent in Poland

Before entrusting an agent with your documents and personal data, make sure they operate legally and professionally. Here is what you can check:

1
Registered business (CEIDG / KRS)
Ask for:
  • NIP,
  • REGON,
  • registered business name.
2
Agency agreement
An agent must sign an official agreement with the client:
  • for rental/sale services,
  • with rights and obligations defined,
  • with data protection (RODO).
3
Profiles and transparency
Check:
  • agent website,
  • social media,
  • Google business listing,
  • client reviews.
4
Professional liability insurance
In Poland a real estate agent should have liability insurance (OC zawodowe). This protects you if the agent makes a mistake.
5
Recommendations and experience
Ask to show:
  • examples of sold/rented properties,
  • client reviews,
  • proof of cooperation with other agencies.
6
Communication transparency
A good agent:
  • explains each step,
  • shows their documents,
  • works by procedures,
  • does not rush or pressure you.

Trust and guarantees

Realtor activity is insured

Realtor activity is insured

Languages spoken:
  • English
  • Italian
  • Polish
  • Belarusian
  • Ukrainian
  • Russian

Licensed realtor (No. 31933)

Licensed realtor (No. 31933)
About Marina Buguk

00+

5+ years of experience
About the agent

About Marina Buguk

Legal safety

I work with a team of real estate lawyers and a notary. We guarantee legal safety.

Efficiency and speed

I work proactively and stay fully focused - this saves you time and delivers results without delays.

Professional support

I easily build rapport with both sellers and buyers. Negotiations are calm and effective.

Responsibility for results

I handle the entire process: from preparation to key handover. I lead the transaction to a safe and beneficial result.

Mobility and convenience

I organize viewings quickly at a time convenient for you. I can pick you up - no need to worry about routes or logistics.

What our clients say

Client reviews

Maria - Property buyer, Poznan

We couldn't find an apartment on our own. Marina is our fairy rescuer! I have never seen such efficiency. She considered all our wishes, and the communication was always pleasant. The apartment is amazing and at a great price. FOR BUYING A HOME - ONLY WITH YOU!

Maria

Property buyer, Poznan

Oksana - Property buyer, Poznan

The issue was solved quickly! Marina found an apartment exactly to my requests and criteria - just what I needed. The deal was handled correctly. The best impressions from communicating with such a charming person. I will recommend!

Oksana

Property buyer, Poznan

Maria - Property buyer, Poznan

A very pleasant, communicative specialist. She found us a good apartment with a little garden. In Poland it is very hard to find a suitable apartment now, but Marina handled this task 100%. We are very satisfied!

Maria

Property buyer, Poznan

Alexey - Property buyer, Poznan

From the first minute you can see - a professional! She is focused on the client finding the right apartment. She clarifies all details and immediately sends a full catalog to choose from. Helps with the contract, organizes the meeting and signing. I will recommend to everyone!

Alexey

Property buyer, Poznan

Elena - Tenant, Poznan

My son entered university, but there was no dorm. Thanks to Marina, we avoided a fake contract and found a great studio with IKEA furniture. Marina showed patience and integrity at every stage.

Elena

Tenant, Poznan

Vlad - Tenant, Poznan

Everything was done quickly and on schedule. Marina is a professional and a very pleasant woman. I will definitely recommend!

Vlad

Tenant, Poznan

Svetlana - Tenant, Poznan

In a short time we found and moved into a three-room apartment in a great district, with all wishes considered. All processes were transparent, and we felt constant support. We will definitely recommend to friends and family!

Svetlana

Tenant, Poznan

Dmitry - Tenant, Poznan

It was my first time renting, but thanks to Marina I quickly found the housing I needed. Quality service and full dedication. This will not be our last cooperation!

Dmitry

Tenant, Poznan

Dmitry - Tenant, Poznan

By the third day after we started searching, we already knew which apartment we would live in! Marina is always in touch, answers all questions and gives useful advice. She considered all wishes about interior and location.

Dmitry

Tenant, Poznan

Yaroslav - Property buyer, Poznan

Within 5 days after the request I already got the keys, including the notary! Everything was very fast. You dive into all nuances, help with documents and provide good offers at affordable prices. I recommend to everyone!

Yaroslav

Property buyer, Poznan

Vlad - Tenant, Poznan

Patience and attention to every question. Working with Marina, you can be sure you will find housing. A wide selection for every taste. I will recommend to friends and acquaintances!

Vlad

Tenant, Poznan

Oksana - Tenant, Poznan

High professionalism and excellent service. Everything was clear and fast. She found an apartment in a great location with good conditions. I confidently recommend!

Oksana

Tenant, Poznan

Olga - Tenant, Poznan

We found exactly what we wanted! Thank you for going with us to all apartment viewings, for the tips and professional work. Sincere thanks!

Olga

Tenant, Poznan

Anna - Tenant, Poznan

Every step was under control, as fast and easy as possible. Now my student is happy. Thanks to you, my mother's heart is calm.

Anna

Tenant, Poznan

Darina - Property buyer, Poznan

Marina is not just a realtor. She is someone who hears, understands and finds solutions where it seems like a dead end. In three months she found the perfect house: cozy, with a garden and a green light for the cat. Her work is sincere involvement.

Darina

Property buyer, Poznan

Services

Our services

Property purchase

Property sale

Property rental

Property valuation

Mortgage for property purchase

Occasional lease

FAQ

Questions about buying property

About Marina Buguk
About us

  • 1. Passport or other identity document.
  • 2. PESEL number (if you have one).
  • 3. Residential address (for the contract).
  • 4. Spouse consent if the property is bought in marriage (wspolnota majatkowa).
  • 5. Mortgage documents (if buying with a loan):
    • income statements,
    • employment contract/umowa o prace or B2B,
    • bank statements,
    • credit history.
  • 6. Bank account number from which payment will be made.

Yes, a foreigner can buy property in Poland, but the rules depend on citizenship and property type.

Short and clear:
  • 1. EU citizens
    Can buy freely - apartments, houses, land, commercial. No permit required.
  • 2. Non-EU citizens (including Ukraine, Belarus, Russia, Asia, etc.)
    • Can buy without a permit:
      • apartment (lokal mieszkalny) - always;
      • garage if purchased together with an apartment.
    • A permit from the Ministry of Interior (zezwolenie MSWiA) is required if a foreigner wants to buy:
      • a house (dom jednorodzinny),
      • a land plot,
      • agricultural land,
      • commercial property.

PCC tax (Podatek od Czynnosci Cywilnoprawnych) - 2%. There are exceptions.

A notary is a mandatory participant in a property sale in Poland. The notary checks documents and certifies the contract.

Yes, many Polish banks provide mortgages to foreigners who have a residence permit and stable income.

We recommend working with a mortgage specialist from our company who works with foreigners, knows all nuances, and is focused on helping our clients obtain a loan.

Ksiega wieczysta is the land and mortgage register in Poland. It is the main document confirming ownership.

Typically from 2 weeks to 3 months: property search, document checks, mortgage process (if needed), and notary signing.

A preliminary purchase agreement that reserves the property and defines the terms of the main deal.

Property insurance is not mandatory, but recommended. Mortgage insurance is required if you take a loan.

Renovation is improving the condition of the property. Usually the buyer pays after purchase, but it can be negotiated with the seller.
Have questions?

Get answers from a real estate expert in Poznan