Buy an apartment in Poznan

Short answer

A resident or a foreigner can buy an apartment (lokal mieszkalny) in Poznań: outside the border zone an MSWiA permit is usually not required; a house or a plot more often needs one. NBP Q2 2026 guide: about PLN 10,891/m² on the secondary market and about PLN 12,766/m² on the primary market. On a resale, budget 2% PCC (the first-home relief is not for everyone), the notary and court fees; with a loan, the bank. On a new build, VAT is usually already in the developer price. Before a deposit, check the land register, czynsz and the preliminary contract. Support is under license No. 31933.

Prices

Apartment prices in Poznan

NBP benchmarks (Q2 2026) and apartment types with indicative PLN/m² ranges. Final price depends on district, floor and condition.

Secondary market (NBP transactions)
Average transaction in Poznan ~PLN 10,891/m² (Q2 2026, +2.0% vs Q1). A ~50 m² unit is often around PLN 545k before negotiation.
Primary market (NBP transactions)
Average transaction ~PLN 12,766/m² (+1.1% vs Q1). Developer contract, VAT and DFG — on the new-build page.
Studios
20–35 m² — entry-level and rental. Compare districts for transport and service charge.
Apartment purchase, per m² (indicative): 9 500 PLN/sq m - 14 500 PLN/sq m
1-bedroom
35–50 m² — for one person or a couple. Recently moved — first steps in Poland.
Apartment purchase, per m² (indicative): 9 800 PLN/sq m - 14 000 PLN/sq m
2-bedroom
50–70 m² — the most popular family segment. Financing — purchase mortgage support.
Apartment purchase, per m² (indicative): 9 200 PLN/sq m - 13 500 PLN/sq m
3-bedroom
70–100 m² — for families with children.
Apartment purchase, per m² (indicative): 8 800 PLN/sq m - 13 000 PLN/sq m
4+ bedrooms
From 100 m² — spacious homes for larger families.
Apartment purchase, per m² (indicative): 8 500 PLN/sq m - 14 000 PLN/sq m
PCC, notary, court

Full purchase cost

On the secondary market PCC, the notary and the court sit on top of the flat price. Upfront cash is lower with a mortgage. The PCC relief is not a 5-year test: art. 9 pkt 17, and a home abroad counts too. The write-up is on the taxes page.

PLN
200 000 3 000 000
m²
25 150
%
10% 90%
Permit

Can a foreigner buy an apartment in Poznań

Asset type first, citizenship second. Poznań is not in the border zone, but a house or a plot for a buyer from outside the EEA is a separate path.

Apartment (lokal mieszkalny)
An EU citizen and a non-EU buyer usually buy a self-contained unit without an MSWiA permit. Passport, PESEL and a sworn translator at the notary are covered in documents.
House or plot
A house and a plot for a citizen from outside the EEA and Switzerland generally need a ministry permit. We plan the filing before the preliminary contract.
Mortgage and taxes
Residence card and income for the bank are in the mortgage guide for foreigners. PCC, notary and court fees are in taxes. The first-home relief is not reduced to one ownership period.
Districts

Best Poznan districts to buy an apartment

District drives price, liquidity and lifestyle. Details on the districts hub.

Stare Miasto

The historic center of Poznan and the most prestigious district. Ideal for young professionals, students and investors.

Overall rating: 9.0/10
Apartment purchase, per m² (indicative): 9 400 PLN/sq m - 18 000 PLN/sq m −2.0% Down
More about the district
Jezyce

One of the most popular districts in Poznan. Ideal for students and young professionals. Best price-to-quality ratio.

Overall rating: 8.4/10
Apartment purchase, per m² (indicative): 8 700 PLN/sq m - 16 500 PLN/sq m +6.1% Up
More about the district
Grunwald

A prestigious and upscale district of Poznan. Ideal for families and investors. Quiet atmosphere and high quality of life.

Overall rating: 8.5/10
Apartment purchase, per m² (indicative): 9 000 PLN/sq m - 16 000 PLN/sq m −6.3% Down
More about the district
Wilda

A calm and family-oriented district of Poznan. Ideal for families with children. Safety, schools, parks and quiet.

Overall rating: 8.3/10
Apartment purchase, per m² (indicative): 8 500 PLN/sq m - 15 500 PLN/sq m +8.7% Up
More about the district
Nowe Miasto

A modern and dynamically developing district of Poznan. High growth potential. Ideal for investors and young families.

Overall rating: 7.9/10
Apartment purchase, per m² (indicative): 7 600 PLN/sq m - 15 000 PLN/sq m +0.9% Up
More about the district
Listings

Apartments for sale in Poznan

Selected apartment listings. Full search by budget and district — free consultation.

Market 2025–2026

Poznan apartment market trends

Key facts before you buy — based on NBP and local listing data.

1
Stabilisation after growth
NBP points to slower price growth in 2026 with more pragmatic buyers and negotiable secondary listings.
2
Listing vs transaction price
In Q1 2026 the average Poznan secondary-market asking price was PLN 12,378/m² and the average deed price was PLN 10,677/m², a 15.9% gap (Bankier.pl / NBP). In Q2 2026 that average gap narrowed to about 12.9% (asking 12,497 / deed 10,891). A discount on one flat is negotiated separately, not as an automatic 15%. In one quarter those are three different figures: the NBP average from the BaRN report, the district RCN deed median, and the asking price.
3
Demand for 2-bedroom units
Strongest demand for 50–70 m² in Jeżyce, Grunwald and Wilda.
4
International buyers
Early document and mortgage checks matter more than ever.
Checklist

What to check when buying an apartment

Before signing a preliminary contract, run through legal and technical risks.

Land register (księga wieczysta)
Owner, mortgage, easements and description vs reality.
Service charge & cooperative
Renovation fund, community debt and planned capex.
Technical condition
Installations, moisture, windows, heating and renovation budget.
Parking
Ownership, lease or rights in regulations — must be in the contract.
Process

How I will help you buy an apartment

Five steps, from criteria to the deed. The cooperation agreement and viewing details are covered in the consultation, not in a long list.

Criteria and budget

We fix district, size, timing and the full amount: price, PCC or VAT, notary, court and, if needed, the loan.

01

Search and viewings

A shortlist from the MLS and portals, a viewing route, and a comparison of resale and new builds against your criteria.

02

Checks and negotiation

Land register, czynsz, condition. Price is compared with NBP transactions, not only the next listing. The average asking-vs-deed gap describes the market, not a promised discount.

03

Preliminary contract

Before the deposit we settle whether it is zadatek or zaliczka, the deadlines and what happens if the deal falls through. A lawyer reads the text.

04

Deed and handover

Notary, payment, keys and the handover protocol. After the deed: PCC and the land-register entry on the timetable in the tax section.

05

Why is it beneficial to work with me?

1
Your agent protects your interests
Your personal agent works exclusively in your interests, ensuring maximum protection at every stage of the deal.
2
Access to all market offers
You can consider apartments not only from owners but also from agencies (no need to pay the other agency).
3
Agency programs
Agency programs allow you to see the entire market (7 real estate portals, closed MLS database).
4
Pay on result
We work on a success basis - you pay at the end of the work after signing the agreement.
5
Fixed percentage
We work with a fixed percentage. Transparent terms with no hidden fees.
6
We negotiate for you
We negotiate and usually the discount covers your purchase costs, including notary and agency fees.
7
Transaction safety
You are safe with us. We work with real estate lawyers who check all documents and ensure the legal cleanliness of the transaction.
About Marina Buguk
If you want to buy an apartment in Poznan safely, quickly and with maximum benefit, message me and I will help you find the perfect option.
Preliminary estimate

Mortgage calculator

Estimate your monthly payment in seconds. Move the sliders or type exact values — the result updates instantly.

PLN
200 000 3 000 000
%
10% 90%
years
5 30

A license, not an agent directory

The purchase is handled by a local licensed realtor, No. 31933, with liability insurance. How the work is set up is on the about Marina Buguk page.

Trust and guarantees

Realtor activity is insured

Realtor activity is insured
Languages spoken:
  • English
  • Italian
  • Polish
  • Belarusian
  • Ukrainian
  • Russian

Licensed realtor (No. 31933)

Licensed realtor (No. 31933)
What our clients say

Client reviews

Maria - Property buyer, Poznan

We couldn't find an apartment on our own. Marina is our fairy rescuer! I have never seen such efficiency. She considered all our wishes, and the communication was always pleasant. The apartment is amazing and at a great price. FOR BUYING A HOME - ONLY WITH YOU!

Maria

Property buyer, Poznan

Oksana - Property buyer, Poznan

The issue was solved quickly! Marina found an apartment exactly to my requests and criteria - just what I needed. The deal was handled correctly. The best impressions from communicating with such a charming person. I will recommend!

Oksana

Property buyer, Poznan

Maria - Property buyer, Poznan

A very pleasant, communicative specialist. She found us a good apartment with a little garden. In Poland it is very hard to find a suitable apartment now, but Marina handled this task 100%. We are very satisfied!

Maria

Property buyer, Poznan

Alexey - Property buyer, Poznan

From the first minute you can see - a professional! She is focused on the client finding the right apartment. She clarifies all details and immediately sends a full catalog to choose from. Helps with the contract, organizes the meeting and signing. I will recommend to everyone!

Alexey

Property buyer, Poznan

FAQ

Questions about buying an apartment in Poznan

About Marina Buguk
About us

According to NBP (Q2 2026), average transaction prices in Poznan were around PLN 10,891/m² (secondary, +2.0% vs Q1) and PLN 12,766/m² (primary). A 50 m² unit is typically around PLN 545–640k.

On the secondary market you pay PCC 2% (with exceptions), verify the land register and technical condition. In new builds, the developer contract, payment schedule, warranty and handover are critical.

Usually 10–20% of the price. The exact level depends on the bank, income and property type.

Typically 3–6 weeks to 2–3 months: search, documents, mortgage (if needed), preliminary contract and notarial deed.

Usually: PCC (secondary), notary, court fees, bank charges, insurance (with a loan) and possible renovation. In new builds — developer fees too.

Yes in most cases — subject to citizenship rules and property type. We verify documents and payment structure before reservation.

We review the renovation fund, community debt, planned works and what is included in the monthly charge — it affects real ownership cost.

We compare similar transactions in the district, condition, size, floor and post-purchase costs. That is the basis for negotiation, not only the listing price.

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